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Tax Strategy and Tax Credits, with Greg Silberman, S.J. Gorowitz Accounting & Tax Services

August 14, 2023 by John Ray

S.J. Gorowitz
North Fulton Business Radio
Tax Strategy and Tax Credits, with Greg Silberman, S.J. Gorowitz Accounting & Tax Services
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S.J. Gorowitz

Tax Strategy and Tax Credits, with Greg Silberman, S.J. Gorowitz Accounting & Tax Services (North Fulton Business Radio, Episode 692)

Greg Silberman, Managing Director of S.J. Gorowitz Accounting & Tax Services, joined host John Ray to talk about his company’s unique approach to business consultancy, their ability to offer consolidated tax strategy, filing, and CFO services, renewable energy tax credits, some estate planning tips, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

S.J. Gorowitz Accounting & Tax Services

S.J. Gorowitz Accounting & Tax Services is a boutique CPA firm that supports expanding and emerging businesses and their owners with a consultative, inclusive approach to accounting, business advisory, tax, trust, and estate services. They work one-on-one with clients to produce accurate financials, minimize taxes and ensure compliance. Their tailored accounting solutions and financially focused business consulting spans industries including manufacturing, professional services, real estate and technology.

The company is guided by the highest standards of integrity, authority, and commitment to client service excellence. Clients trust them for reliable knowledge that considers industry nuances, the economic climate, and their unique business goals.

Website | LinkedIn | Facebook

Gregory Silberman, Managing Director, S.J. Gorowitz Accounting & Tax Services

Gregory Silberman, Managing Director, S.J. Gorowitz Accounting & Tax Services

A seasoned Certified Public Accountant with extensive knowledge of accounting, tax planning and preparation, investments, private equity and M&A, Gregory Silberman leverages his international expertise in the exclusive service of high-net-worth individuals and growing small businesses. He brings more than 20 years of global financial experience in Europe, Asia, and North America to the position.

Silberman developed an overarching commitment to quality service during his diversified career which included stints in public accounting at Grant Thornton (Johannesburg, SA); derivative accounting for JPMorgan Chase & Company (London, UK); and management consulting with Atlanta Gas Light and NASCO (Atlanta, Ga, USA).

Nearly a decade ago, he established CJ Tag LLC to provide complex accounting, tax, and business services to high-net-worth individuals. Additionally, the firm offered fractional CFO services and investment guidance to corporate clients in a wide range of industries and markets.

Previously Silberman was the Chief Investment Officer at ACG Investment Management. He was responsible for managing the firm’s private equity, hedge fund and real assets investment portfolio.

Prior to joining ACG Investment Management, Greg served as Director of Alternative Investments at Wilmington Trust. He was responsible for managing more than $2 billion in private equity, hedge fund, and real estate assets, and was instrumental in the launch of a successful alternative mutual fund. Silberman also managed more than $80 billion as a member of the research team. He was a portfolio manager, analyst, and product developer for Perpetual Investments in Sydney and JP Morgan Chase in London with a focus on structured derivative products.

Silberman earned a Bachelor of Accounting from the University of Witwatersrand and subsequently passed the South African Accountant’s and Auditor’s Board Exam, the Australian Chartered Accountant’s Exam and the Uniform CPA Examination. In addition, Silberman is a Chartered Financial Analyst (CFA®) and a Chartered Alternative Investment Analyst (CAIA®).

When not spending time with his three daughters, Greg follows UFC and is always ready to cheer for the Springboks Rugby team.

Affiliations and Associations:
American Institute of Certified Public Accountants
Georgia Society of CPAs
Chartered Alternative Investment Analyst Institute
CFA Institute and CFA Society of Atlanta
Kaplan Schweser, CFA review course
South African Institute of Chartered Accountants

Boards/Committees:
Jewish Federation of Greater Atlanta, Investment Committee (former chairman)
Solomon Schechter Epstein School, Investment and Finance Committee (former member)
Ariel Synagogue (former treasurer)

LinkedIn

Questions and Topics in this Interview:

Services Provided

  • What services does SJG offer? How do you cater to the needs of your clients?
  • How does your firm help clients navigate through the complexities of tax preparation and planning?
  • Beyond tax-related services, what other financial areas does your CPA firm specialize in? Could you elaborate on financial consulting or advisory services you provide?
  • As technology advances, how has your firm embraced digital solutions for services like bookkeeping and financial reporting?

Inflation Reduction Act of 2022

  • Could you give our listeners a clear picture of what renewable energy entails and why it’s gaining so much attention?
  • How do these incentives work, and what benefits do businesses stand to gain?
    • The Inflation Reduction Act of 2022 offers tax incentives for businesses to adopt renewable energy.
  • Could you share examples of how different businesses are integrating renewable energy into their operations?
  • Beyond the financial incentives, how does embracing renewable energy contribute to environmental sustainability?
  • While the incentives are promising, are there any challenges businesses might face when transitioning to renewable energy?
  • What advice would you give to businesses that are considering adopting renewable energy but are unsure where to start?

Estate Planning

  • Can you explain the concept of portability and how it can be utilized in estate planning?
  • Could you elaborate on the increase in the lifetime gift and estate tax exemption for 2023?
  • Could you explain the concept of the annual gift tax exclusion and what it means for taxpayers?
  • What happens if someone decides to gift more than the annual exclusion amount to an individual recipient?

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: business advisory, Certified Public Accounting, CPa, estate planning, Greg Silberman, North Fulton Business Radio, Office Angels, renasant bank, renewable energy, renewable energy tax credits, S.J. Gorowitz, S.J. Gorowitz Accounting & Tax Services, tax law, The Inflation Reduction Act of 2022

Olivia and Carmen Amyette, Infinite Energy Advisors, and Gary Massey, Massey and Company CPA

August 10, 2023 by John Ray

Infinite Energy Advisors
Family Business Radio
Olivia and Carmen Amyette, Infinite Energy Advisors, and Gary Massey, Massey and Company CPA
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Infinite Energy Advisors

Olivia and Carmen Amyette, Infinite Energy Advisors, and Gary Massey, Massey and Company CPA (Family Business Radio, Episode 47)

Family business owners Olivia and Carmen Amyette, Infinity Energy Advisors, and Gary Massey, owner of Massey and Company CPA were the guests on this episode of Family Business Radio. Olivia and Carmen, her mom, talked about Olivia’s accomplishments and drive and her devotion to her grandfather that led her to start her own company after college. They discussed the generational influence in their family on the business, how they run their solar energy business, and more.

Gary Massey talked about how he became a CPA, starting his own firm, and  his approach to helping business owners. He discussed how he advises his clients to properly set up a business and stay out of tax trouble, tax planning, and much more.

Anthony then asked his guests to reflect on the obstacles they found when starting their business and what keeps them inspired and motivated.

Anthony concluded the show with comments about the most valuable legacy a family can leave to preserve wealth.

Family Business Radio is underwritten and brought to you by Anthony Chen with Lighthouse Financial Network.

Infinite Energy Advisors

Infinite Energy Advisors (IEA) is a boutique solar energy and energy-efficient home improvement firm. Their mission is to empower individuals, communities, and businesses to foster a better, brighter, cleaner future by taking control of their energy.

IEA specializes in creating cost-effective solar solutions to help their clients save money on power bills and achieve sustainability goals.

They are proud to be named a Best of Gwinnett nominee!

Company Website | Instagram | Facebook

Olivia and Carmen Amyette, Infinite Energy Advisors

Olivia and Carmen Amyette, Infinite Energy Advisors

Olivia is the owner of Infinite Energy Advisors. In this family business, her mother Carmen works as a Customer Relations Manager and her father John is the Installation Manager.

Olivia developed a passion for solar energy at Georgia Tech, where she engaged in research projects relating to environmentalism and energy conservation. Olivia took the leap of faith to start her solar company 7 months after graduating from Georgia Tech to follow her passion for renewable energy while also fulfilling her duties as a caretaker of her grandfather.

With more than 4 years of experience as a Technical Program Manager for the Georgia Tech Grand Challenges LLC, Olivia has extensive experience in optimizing technology according to a client’s needs, creating efficient systems, and enriching customer experiences. Having facilitated upwards of 53 research projects during her role as a facilitator at Georgia Tech, Olivia is well versed in project management and has optimized the solar purchasing/installation process to be seamless.

Olivia holds a BS from the Georgia Tech College of Computing, Solar Energy Certifications from Georgia Tech and Solairgen, and is currently working to get NABCEP certified. Her mission is to empower individuals, communities, and businesses to foster a better, brighter, cleaner future by taking control of their energy.

Olivia’s LinkedIn

Massey and Company CPA

Massey and Company CPA is an accounting firm located in Atlanta serving the needs of small businesses and individuals throughout Georgia.

Over the years, they noticed that CPA firms tend to be cold, unfriendly, hectic places. Maybe they are just so busy with tax season.

At Massey and Company, their team is bright, friendly and eager to please. Thanks to the team and their guiding principles, they are a different kind of accounting firm.

Gary Massey founded the company in 2013 with these principles which still guide them today:

  • Treat people with respect
  • Be kind – we are all human
  • Make complex issues less stressful
  • Charge fair prices

You won’t find stress or drama at the Massey office. Instead, you will find patient, understanding people who sincerely care. All year long.

Website | LinkedIn | Facebook | Instagram | YouTube

Gary Massey, Founder, Massey and Company CPA

Gary Massey, Founder, Massey and Company CPA

Gary Massey is the founder of Massey and Company CPA, based in Atlanta. He has over 30 years of experience in tax preparation, tax planning, and IRS and state tax problem resolution. He holds a CPA, a Master’s degree in Accounting and Master’s degree in Business Administration with a specialization in taxation. Gary is also a Certified Tax Representation Consultant.

Gary’s focus includes helping clients with tax problems. This includes representing clients in front of IRS and state agencies to resolve difficult tax issues, including audits, unpaid taxes, liens, levies, penalties, and notices. His work requires negotiation on a wide variety of tax matters, including offers in compromise, installment agreements, currently not collectible status, and penalty abatement.

Gary enjoys collecting art and spending time with his children and grandchildren. He is married to Chelly, a native of The Netherlands.

 LinkedIn

Anthony Chen, Host of Family Business Radio

Anthony Chen, Lighthouse Financial, and Host of “Family Business Radio”

This show is sponsored and brought to you by Anthony Chen with Lighthouse Financial Network. Securities and advisory services are offered through Royal Alliance Associates, Inc. (RAA), member FINRA/SIPC. RAA is separately owned and other entities and/or marketing names, products, or services referenced here are independent of RAA. The main office address is 575 Broadhollow Rd. Melville, NY 11747. You can reach Anthony at 631-465-9090 ext 5075 or by email at anthonychen@lfnllc.com.

Anthony Chen started his career in financial services with MetLife in Buffalo, NY in 2008. Born and raised in Elmhurst, Queens, he considers himself a full-blooded New Yorker while now enjoying his Atlanta, GA home. Specializing in family businesses and their owners, Anthony works to protect what is most important to them. From preserving to creating wealth, Anthony partners with CPAs and attorneys to help address all the concerns and help clients achieve their goals. By using a combination of financial products ranging from life, disability, and long-term care insurance to many investment options through Royal Alliance. Anthony looks to be the eyes and ears for his client’s financial foundation. In his spare time, Anthony is an avid long-distance runner.

The complete show archive of “Family Business Radio” can be found at familybusinessradioshow.com.

Tagged With: Anthony Chen, business taxes, Carmen Amyette, CPa, Family Business, Family Business Radio, financial advisor, Gary Massey, Infinite Energy Advisors, IRS, Lighthouse Financial Network, Massey and Company CPA, Olivia Amyette, solar energy, solar power, tax planning

Tremors

August 9, 2023 by John Ray

Tremors
North Fulton Studio
Tremors
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Tremors

Tremors (Episode 90, To Your Health with Dr. Jim Morrow)

On this episode of To Your Health, Dr. Jim Morrow covers tremors, the difference between benign essential tremors and Parkinson’s Disease, how they are diagnosed, potential causes, what the doctor might do for treatment, and much more.

To Your Health is brought to you by Village Medical (formerly Morrow Family Medicine), which brings the care back to healthcare.

About Village Medical (formerly Morrow Family Medicine)

Village Medical, formerly Morrow Family Medicine, is an award-winning, state-of-the-art family practice with offices in Cumming and Milton, Georgia. The practice combines healthcare information technology with old-fashioned care to provide the type of care that many are in search of today. Two physicians, three physician assistants and two nurse practitioners are supported by a knowledgeable and friendly staff to make your visit to Village Medical one that will remind you of the way healthcare should be.  At Village Medical, we like to say we are “bringing the care back to healthcare!”  The practice has been named the “Best of Forsyth” in Family Medicine in all five years of the award, is a three-time consecutive winner of the “Best of North Atlanta” by readers of Appen Media, and the 2019 winner of “Best of Life” in North Fulton County.

Village Medical offers a comprehensive suite of primary care services including preventative care, treatment for illness and injury, and management of chronic conditions such as diabetes, congestive heart failure, chronic obstructive pulmonary disease (COPD) and kidney disease. Atlanta-area patients can learn more about the practice here.

Dr. Jim Morrow, Village Medical, and Host of To Your Health with Dr. Jim Morrow

Covid-19 misconceptionsDr. Jim Morrow is the founder of Morrow Family Medicine. He has been a trailblazer and evangelist in healthcare information technology, was named Physician IT Leader of the Year by HIMSS, a HIMSS Davies Award Winner, the Cumming-Forsyth Chamber of Commerce Steve Bloom Award Winner as Entrepreneur of the Year and he received a Phoenix Award as Community Leader of the Year from the Metro Atlanta Chamber of Commerce.  He is married to Peggie Morrow and together they founded the Forsyth BYOT Benefit, a charity in Forsyth County to support students in need of technology and devices. They have two Goldendoodles, a gaggle of grandchildren and enjoy life on and around Lake Lanier.

Facebook | LinkedIn | Twitter

The complete show archive of To Your Health with Dr. Jim Morrow addresses a wide range of health and wellness topics.

Dr. Morrow’s Show Notes

Types of Tremors

  • Essential tremor (ET) is at least eight times more common than Parkinson’s disease (PD).
  • There are many differences in the presentation, course, and treatment of ET and PD;
    • however, these differences are not always recognized by healthcare professionals and misdiagnoses are common
    • it has been suggested that up to 20 percent of patients with ET may develop PD,
      • but whether ET is a risk factor for PD remains a controversial issue

Diagnosis

  • At this time, there are no tests that can definitively diagnose either ET or PD and it is not uncommon to have the two mistaken for each other.
  • The diagnosis is based on a complete medical/symptom, family and medication history and an examination by a physician,
  • Obtaining a handwriting sample may be helpful in making an accurate diagnosis;
    • in ET handwriting is generally large and tremulous,
    • whereas in PD, micrographia (very small handwriting) is common.
    • DaTscan, a single photon emission computed tomography (SPECT) scan,
      • which measures dopamine uptake, has been approved as a diagnostic aid to help physicians differentiate between ET and parkinsonian tremor.
      • Other imaging techniques are under investigation to determine their utility in differentiating ET and PD.
      • An accurate diagnosis is critical as the treatment regimen is very different for the two disorders.

Differentiating ET and PD

  • Usually ET starts as a low- amplitude tremor but can gradually increase to a coarse, disabling tremor.
    • As ET progresses, tremor frequency (number of repetitions per second) may decrease;
      • however, tremor amplitude (magnitude/strength) may increase.
      • Increased amplitude is associated with a decreased ability to manage fine motor tasks.
      • The amplitude varies up to 23 percent throughout the day, but the frequency usually does not change during the course of the disease.2
    • ET generally presents bilaterally and is primarily seen during action,
      • such as when writing or eating, or when holding a posture, for example, when holding an object against gravity.
      • On the other hand, parkinsonian tremor most often presents unilaterally and later progresses to include both sides of the body.
      • PD tremor most commonly occurs at rest,
        • when the body part is relaxed and not in use,
        • but can also be seen in the postural position, often referred to as reemergent tremor.3
      • ET most commonly affects the
        • hands, legs, head, and voice, and tremor is the primary symptom of ET.
        • In PD, the cardinal symptoms include bradykinesia, rigidity, tremor, and gait/balance issues.
        • It is important to note that although it occurs in the majority, tremor does not have to be present to make a diagnosis of PD.
        • The tremor of PD most generally occurs in the upper/lower extremities and the chin/jaw and generally does not affect the head or voice.
      • ET most commonly onsets during middle age,
        • but can occur at any time in the lifespan, even in childhood.
        • The progression of ET can be variable.
        • In some patients ET remains mild throughout the lifespan and does not result in significant disability;
          • however, in others ET progresses and can cause significant disability,
            • making many daily activities very difficult or impossible to complete.
            • On the other hand, the average age of onset of PD is 60 years although it may be much later and about 10 percent present prior to the age of 40 years.
            • PD is a progressive disorder with virtually all patients having increased disability over time.
          • Although the gene accounting for the majority of ET patients has not been identified,
            • ET is an autosomal dominant disorder with greater than 50 percent of patients reporting a family history of tremor.
              • It is not uncommon to have a patient report multiple family members from several generations that have been affected by tremor.
              • PD is the result of a loss of dopamine in the substantia nigra;
                • however, the cause of PD is currently unknown and it is suspected that it may be a combination of a genetic predisposition and environmental influences.
                • A family history of PD is reported in less than 20 percent of patients.
              • Both ET and PD are affected by stress, anxiety and emotion and it is not uncommon to see an increase in tremor under stressful conditions.

 

What is essential tremor?

  • So, there different kinds of tremor…
    • Many things can cause tremor.
    • Not all tremors are essential tremors.
    • For example,
      • Parkinson’s disease causes tremor that you might notice when your hands are resting in your lap or at the sides of your body.
      • A stroke can cause tremor that gets worse when you reach for something.
      • Thyroid problems or low blood sugar can cause mild tremor.
      • Tremor can be caused by some medicines.
        • These include
          • heart medicines,
          • decongestants,
          • medicines for breathing problems,
          • and tricyclic antidepressants.
          • Drinks that contain caffeine also may cause a tremor.

How is essential tremor diagnosed?

  • Your doctor will probably perform an exam
    • and tests to look for possible causes of your tremor.
    • These tests rule out other causes and can include
    • a neurological exam,
    • blood and urine tests,
    • and physical performance tests.
    • If they don’t find another cause of your tremor,
      • you may be diagnosed with essential tremor.
      • There is no specific test for essential tremor.

Can essential tremor be prevented or avoided?

  • Doctors don’t know exactly what causes essential tremor,
    • so, it can’t be prevented.
  • If your doctor determines your tremor is caused by medicine or caffeine,
    • you may be able to avoid essential tremor in the future by avoiding those substances.

Essential tremor treatment

  • The goal in treating essential tremor is to provide symptom relief that can improve quality of life.
    • Mild tremors may not need treatment.
    • If your essential tremor interferes with your ability to function or bothers you,
    • there are some treatments that could help.
    • These include medicine, focused ultrasound, or deep brain stimulation.
      • Medicine–
        • Your doctor might suggest oral medicines to help decrease the severity of your tremor.
        • These could include
        • beta blockers,
        • anti-seizure medicines,
        • tranquilizers,
        • or Botox injections.
      • Therapy–
        • Physical therapy can help you improve your muscle strength, control, and coordination.
        • Occupational therapy can help you make modifications to reduce the effects of tremors,
          • such as using heavier glasses to drink out of.
        • Surgery–
          • If your tremor is very disabling and you haven’t had good results with medicine,
            • you could qualify for surgery.
            • Usually this is deep brain stimulation (DBS).
            • Electrodes are implanted into the area of your brain that coordinates muscle control

Living with essential tremor

  • Lifestyle changes are often recommended to prevent the tremor from getting worse.
    • Your doctor will ask you to avoid caffeine, cold medicines, and certain other medicines if they seem to make your tremor worse.
    • These medicines won’t make your tremor go away.
    • However, the medicine may control the tremor enough to allow you to do normal activities without frustration or embarrassment.
    • Symptoms do tend to get worse over time.
      • Eventually you might start having trouble with daily functions, including
        • Holding a glass of liquid without spilling
        • Eating normally
        • Putting on makeup or shaving
        • Talking, if it affects your tongue or voice box

Tagged With: Dr James Morrow, Essential Tremor, health issues, Parkinsons Disease, Stroke, To Your Health, To Your Health With Dr. Jim Morrow, Tremors, Village Medical

Taking the Guesswork Out of Vitamins and Supplements, with Laurie Coello, Nutrishop Roswell

August 8, 2023 by John Ray

Nutrishop Roswell
North Fulton Business Radio
Taking the Guesswork Out of Vitamins and Supplements, with Laurie Coello, Nutrishop Roswell
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Nutrishop Roswell

Taking the Guesswork Out of Vitamins and Supplements, with Laurie Coello, Nutrishop Roswell (North Fulton Business Radio, Episode 691)

Laurie Coello, owner of Nutrishop Roswell, talked with host John Ray about her experience of getting healthy and deciding to open a Nutrishop in Roswell to help others regain a healthy lifestyle. Laurie shared how Nutrishop is different than the big box competitors, tools they use like the Body Composition Machine, the quality of their vitamins and supplements, their personalized service, success stories, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

Laurie Coello, Nutrishop Roswell

Laurie Coello owns Nutrishop Roswell. Laurie can be reached at the shop at (470) 223-4909.

Since 2003, Nutrishop® has helped individuals like you achieve various health and fitness goals by offering top-quality dietary and nutritional supplements and services coupled with unparalleled personalized attention – all at guaranteed low prices.

At Nutrishop®, their focus is on your results!

Founder and CEO, Bryon McLendon, turned down a lucrative career opportunity to pursue his passion of helping others live a fit, happy and healthy lifestyle. Unemployed yet determined, he drained his bank account and opened his first retail nutrition store in 1997. With laser-sharp focus, he went to work every single day, morning to night. His wife, Tania, a personal trainer and former college track athlete, was his rock, encouraging him along the way. Within two years, Bryon had opened five locations.

After gaining several years of knowledge and expertise in the industry, Bryon decided to start his very own company, thus NUTRISHOP®, Inc. was born with the first store opening in Norco, California in 2003. Bryon extended the opportunity to other like-minded, hard-working entrepreneurs who were passionate about helping others. Founded on the pillars of honesty, integrity, trust, opportunity and good ol’ fashioned hard work, our NUTRISHOP® family grew.

“We have store owners who hated their jobs and now they’re able to do something they love while changing lives for the better and providing for their families,” says Bryon. “That gets me excited!”

Website | Facebook | Instagram

Questions and Topics in this Interview:

  • What is Nutrishop?
  • How did you come to own a Nutrishop?
  • What is “healthy”?
  • How does Nutrishop help?
  • The Body Composition Machine
  • NutriGuide and Meal Plans

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: army, Body Composition Machine, bodybuilding, Laurie Coello, meal planning, Miltary, North Fulton Business Radio, Nutrishop Roswell, Office Angels, renasant bank, supplements, vitamin supplements, vitamins, vitamins and minerals

Pre-Retirement Planning for Business Owners, with Tony Van Gelder, Van Gelder Financial

August 8, 2023 by John Ray

Tony Van Gelder
North Fulton Business Radio
Pre-Retirement Planning for Business Owners, with Tony Van Gelder, Van Gelder Financial
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Tony Van Gelder

Pre-Retirement Planning for Business Owners, with Tony Van Gelder, Van Gelder Financial (North Fulton Business Radio, Episode 690)

Tony Van Gelder, a Certified Financial Planner and Owner of Van Gelder Financial, joined the show to talk about his career journey, becoming a financial planner, how to choose a financial planner, the value of having an advisor younger than you, how pre-retirement business owners should be planning, and more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

Van Gelder Financial

It’s Van Gelder Financial’s belief that a Financial Plan is really a Life Plan.  While there are the technical aspects, a properly built plan should:

  • Help to articulate the “why” behind your plan
  • Clearly identify your personal and financial goals and how to achieve them
  • Establish clear action steps to accomplish the desired outcome
  • Be written and explained in an easy-to-understand way
  • Evolve into a living document; not something that gathers dust on the shelf.

They manage the investment of your assets according to your current financial situation, future goals, and risk tolerance level. In saying that, they firmly believe in the power of consistency and do not employ market timing or specific stock selection methods but encourage longer term strategies with periodic reviews and adjustments.

They will work with you to determine the optimal asset allocation based on your unique needs. As independent financial advisors they are not motivated by sales targets or commissions which means they will put your interests above anything else. Once an initial plan is crafted and underway, the investments are consistently monitored to ensure they not only meet your needs, but also adapt to the changing financial landscape.

Van Gelder supports families and individuals who want to help plan for their child’s or loved one’s college education. They can help with the decision on which investment and savings vehicle is right for your situation, maximize the tax efficiency, and then put a plan in place to help ensure the money is there when you need it. Alternatively, if you are on the other side of college and currently dealing with student loans, they help to determine your goals and then implement the right repayment strategy that considers your specific situation and circumstance.

Estate planning is not just for the super-rich, but instead something everyone should consider. It’s about ensuring that when something happens to you, the ones you care about won’t have to guess about desired outcomes. Estate Planning gives family members the freedom to grieve and the comfort of knowing they’re honoring your wishes. Having a plan for your estate means you can continue to help your loved ones reach goals you set together, even after you are gone. They help clients look after their investments including insurance policies, savings accounts, and overall goals, to create a plan designed to set yourself and family up for financial success.

Website | Facebook

Tony Van Gelder, CFP, Owner, Van Gelder Financial

Tony Van Gelder, CFP, Owner, Van Gelder Financial

Tony has always had a passion for personal finance and spent the first 10 years of his professional career within corporate finance for the medical industry. His career path gave him the opportunity to work in America, Asia, and Australia where he gained valuable experience in understanding how finance impacts various cultures and the international business community.

Tony is a Certified Financial Planner™ (CFP®) and holds Series 7 and 66 securities designations. Tony also maintains his life insurance license across various states. He graduated with a B.S. in Finance and Operations Management from Indiana University and received his Masters in Business Administration (MBA) from Macquarie University in Sydney, Australia. Tony, along with his wife and two sons currently live in Milton where he is now the owner and lead advisor for Van Gelder Financial.

In his spare time Tony enjoys golfing, reading, and teaching his boys the love of sports.

LinkedIn

Questions and Topics in this Interview:

  • What is your background and how did you get into Financial Planning?
  • What makes you different than any other Financial Advisor?
  • What do you say to people who might want to work with an Advisor who is closer to them in age/experience?
  • With robo advisors, Chat GPT, and other technology advances, do you see the value of a Financial Advisor diminishing?
  • What do you do outside of work? Hobbies?

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: certified financial planner, CFP, College Planning, estate planning, financial planning, investments, North Fulton Business Radio, Office Angels, renasant bank, Tony Van Gelder, Van Gelder Financial

Using an Outside CFO in a Business Transition, with Art Bottoms, B2B CFO

August 8, 2023 by John Ray

B2B CFO
North Fulton Business Radio
Using an Outside CFO in a Business Transition, with Art Bottoms, B2B CFO
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B2B CFO

Using an Outside CFO in a Business Transition, with Art Bottoms, B2B CFO (North Fulton Business Radio, Episode 689)

Art Bottoms, a partner with B2B CFO, joined host John Ray on this edition of North Fulton Business Radio. Art discussed what B2B CFO does, their expertise and experience, the tools they provide to support a business owner during a sale or exit, success stories, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

B2B CFO

B2B CFO is “the alternative” to the typical professional services on an exit or buy transition. They use unique tools, talents, and processes to help the business owner(s) through the transition.

Not only are their professionals qualified, but they have published books and software to help with these transitions.

Clients discover that B2B CFO not only has the tenure (in business since 1987) but the tools, talent, and processes to qualify them to be unique in the industry. This becomes a significant advantage to a client’s company and/or to someone they know.

Website

Art Bottoms, Partner, B2B CFO

Art Bottoms, Partner, B2B CFO

As a B2B CFO Partner, Art helps the owners of privately-held businesses reach their personal and business goals.

For over 34 years, he has been helping business owners:
– Navigate Successful Business Transitions
– Increase Company Value
– Increase Personal Wealth
– Reduce Stress
– Reduce Cashflow Worries
– Provide Security for Loved Ones
– Create More Free Time
– Build a Solid Retirement Plan

Art provides his consulting services on an as-needed basis. This helps privately-held businesses benefit from his experience, without the cost of a full-time employee. Art’s specialty is working with businesses whose sales are in the $2M-$75M range.

His areas of expertise include:
– Leading Financial Operations
– Accounting, Audit, and Tax Strategies
– Financial Planning and Budget Management
– Cash Planning and Managing Bank Relationships
– Financial Controls Implementation and Improvement
– Mergers and Acquisitions
– Financial Systems Design and Implementation

When Art is not working, he enjoys spending time with family, playing golf, and indulging his love for seeing new places.

LinkedIn 

Questions and Topics in this Interview:

  • What is B2B CFO?
  • How are you different than a fractional CFO?
  • What are the advantages to using B2B CFO?
  • The resources B2B CFO can provide
  • Planning for an exit and the mistakes business owners make
  • The Exit Strategy Handbook and Software
  • Success stories

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: Art Bottoms, B2B CFO, business exit, Business Owners, Chief Financial Officer, exit planning, Fractional CFO, John Ray, North Fulton Business Radio, Office Angels, outside cfo, renasant bank

Catering for Your Special Events, with Molly Holway and Matthew Bent, Three Sisters Catering

August 8, 2023 by John Ray

Three Sister Catering
North Fulton Business Radio
Catering for Your Special Events, with Molly Holway and Matthew Bent, Three Sisters Catering
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Three Sister Catering

Catering for Your Special Events, with Molly Holway and Matthew Bent, Three Sisters Catering (North Fulton Business Radio, Episode 688)

Three Sisters Catering Founder Molly Holway, along with Executive Chef Matthew Bent, joined host John Ray to share the joy they get from making their clients’ events remarkable and memorable. Molly and Chef Matt shared how Three Sisters got started, how Chef Matt and his team select menu items, the complicated logistics involved in catering an event, how they serve and delight their clients, their “catering-to-go” service, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

Three Sisters Catering

Three Sisters Catering is an off premise, full-service catering company with nearly three decades of combined hospitality, entertaining and event planning experience making delicious food and creating menus for every special event occasion from social to corporate to private homes.

Founded by Molly Holway and her sisters, today it remains a “like-a-family” business and is owned and operated with love by a forever team. This includes a talent-filled kitchen of the best catering chefs in Atlanta; an operations manager who delivers seamless execution; and above-and-beyond customer service from a trusted sales team.

The foundation of the business remains its full-service catering operations for large, social events including weddings and mitzvahs. In 2023, Three Sisters Catering redefined catering and entertainment with the launch of Catering-to-Go (CTG), a simple way to host a guest list of more than 20 but less than 100 with beautiful, delicious food whether at home or at the office.

Three Sisters Catering are proud, active members of the Greater North Fulton Chamber of Commerce, National Association for Catering & Events (NACE), and Wedding International Professionals Association (WIPA). Three Sisters Catering is located at 7878 Roswell Rd., Sandy Springs, Ga 30350.

For more information, contact by phone at 404-488-4565 or email.

Website | Facebook | Instagram| Email

Molly Holway, Founder & CEO, Three Sisters Catering

Molly Holway, Founder & CEO, Three Sisters Catering

With Molly, it’s always about people. She has spent her entire career in sales and marketing where she learned the value of long-lasting client relationships. To this day, this is her signature style. She is the Founding Partner and General Manager, Three Sisters Catering.

Molly established herself in the industry at Atlanta’s iconic Rupert’s Night Club, the “hottest ticket” in the city in the mid ’80’s. From there, she took on the real business of off premise catering, including booking space and managing events for prestigious caterers and upscale event facilities.

In 2005, she was hired for the Georgia Aquarium’s opening sales team and worked alongside Chef Wolfgang Puck. Her career continued up the corporate ladder including the opportunity to work in sales for Atlanta’s premier event planner, Tony Conway, and Legendary Events.

Molly was selected for the 2023-2024 Class of Leadership North Fulton.

LinkedIn

Matthew Bent, Executive Chef, Three Sisters Catering

Matthew Bent, Executive Chef, Three Sisters Catering

Chef Matthew is the gift that keeps on giving. He is given carte blanche to pursue his passion in the Three Sisters kitchen. He’s edgy, original, authentic, and innately understands flavoring, technique, and presentation. His “never rattled” demeanor allows him to check all the boxes. No kitchen? No problem. Dietary restrictions? Gotcha covered. Last-minute pop-up event? We’re on it.

Matthew began his love affair with food as a line cook at a Sandals Resort in his native Jamaica. His diligence and talent allowed him to quickly work his way up the “food chain” from Sous Chef at a leading catering company, to a popular Atlanta restaurant, to the Executive Chef position at Three Sisters Catering. Celebrating his 13th year with Three Sisters, he is known for his ability to create menus for clients that satisfies the diverse palettes of their guest no matter how grand or intimate the occasion.

His first love may be food and cooking, but he also loves his family, friends, and traveling. Chef was recently nominated for Atlanta Business Chronicle’s 40 Under 40.

Questions and Topics in this Interview:

  • How Three Sisters got started
  • Catering Services
  • Chef Matthew Bent
  • The work involved in catering
  • Teamwork and retaining talent
  • How they work with their clients
  • Catering to go

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: Catering, catering to go, event catering, executive chef, full service catering, gourmet food, John Ray, Matthew Bent, mitzvah, Molly Holway, North Fulton Business Radio, Office Angels, offsite catering, renasant bank, Three Sisters Catering, weddings

Using Demand Generation to Scale Revenue, with Josh Sweeney, FounderScale

August 7, 2023 by John Ray

Josh Sweeney
North Fulton Business Radio
Using Demand Generation to Scale Revenue, with Josh Sweeney, FounderScale
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Josh Sweeney

Using Demand Generation to Scale Revenue, with Josh Sweeney, FounderScale (North Fulton Business Radio, Episode 687)

Josh Sweeney, CEO at FounderScale, joined host John Ray to discuss how his firm helps business owners scale their revenue. He talked about the limitations of lead generation, the difference between lead generation and demand generation, planning for revenue growth and being patient, customizing strategies based on the business, when to start demand generation, and much more.

North Fulton Business Radio is broadcast from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta.

FounderScale

FounderScale’s goal is to work with team members and clients who share the company values: people who love what they do, take ownership, have an open mind when solving problems, and desire to go big in their endeavors.

FounderScale offers fractional CRO services, demand generation, and HubSpot consulting to engage prospects, build relationships, and scale revenue. 

Website | LinkedIn

Josh Sweeney, Founder & CEO, FounderScale

Josh Sweeney, Founder & CEO, FounderScale

Josh Sweeney is a seasoned entrepreneur whose mission is to help founders increase revenue so that they can have a positive impact on their team, family, and community.

He delivers on that mission by helping founders go from founder revenue to scalable revenue.

LinkedIn | Instagram

 

Questions and Topics in this Interview:

  • How to Scale Revenue with Demand Generation
  • Founder Revenue to Scalable Revenue
  • How Marketing for Small B2B Companies Differs from General Perception
  • Entrepreneurship & Exits
  • Founder Peer Groups, Mentoring, & Forums

North Fulton Business Radio is hosted by John Ray and broadcast and produced from the North Fulton studio of Business RadioX® inside Renasant Bank in Alpharetta. You can find the full archive of shows by following this link. The show is available on all the major podcast apps, including Apple Podcasts, Spotify, Google, Amazon, iHeart Radio, Stitcher, TuneIn, and others.

RenasantBank

 

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management, and financial services offices in Mississippi, Alabama, Tennessee, Georgia, and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Since 2000, Office Angels® has been restoring joy to the life of small business owners, enabling them to focus on what they do best. At the same time, we honor and support at-home experts who wish to continue working on an as-needed basis. Not a temp firm or a placement service, Office Angels matches a business owner’s support needs with Angels who have the talent and experience necessary to handle work that is essential to creating and maintaining a successful small business. Need help with administrative tasks, bookkeeping, marketing, presentations, workshops, speaking engagements, and more? Visit us at https://officeangels.us/.

Tagged With: b2b sales, demand generation, engagement, Entrepreneurs, founderscale, hubspot, John Ray, josh sweeney, lead generation, North Fulton Business Radio, Office Angels, renasant bank, revenue, Scalable revenue

Keys to Retaining Talent, with Eric Cooley, Strack, Inc.

August 4, 2023 by John Ray

Eric Cooley
North Fulton Studio
Keys to Retaining Talent, with Eric Cooley, Strack, Inc.
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Eric Cooley

Keys to Retaining Talent, with Eric Cooley, Strack, Inc.

Eric Cooley: I think a lot of construction has high turnover and we’re not that different as it comes to that and that’s one thing we’re really focused on.

We’ve had to, as we’ve tried to grow, we’ve also had to replace. But I think, the key things we look at is, we start training from day one. So a lot of folks from an orientation perspective, they may come in, have you just sign some papers.  We’re running a four day orientation program right now. Come in, you learn the standard operating procedures for the company, get safety training, you have an opportunity to go through we’ve got equipment simulators to get familiarization with the equipment. And really making that investment starting in day one.

I think living out our core values, that’s something that’s key to trying to retain them. If we’ve sold them on something, it’s important that we live that out. They’re able to see that demonstrated to hold on to them.

I think Jonathan touched a little bit on the training. So we’ve got this frontline leadership training program we built. We’re also building an operator training program where we’ve promoted four guys from inside the business and they’re going to go out and help on the job sites to help train and really bring up the level of experience and understanding to some of the newer employees.

Because part of this, attracting new talent means we might be looking at folks from other industries.

 

Listen to Eric’s full ProfitSense with Bill McDermott interview here. 


The “One Minute Interview” series is produced by John Ray and the North Fulton studio of Business RadioX® in Alpharetta. You can find the full archive of shows by following this link.

Renasant Bank has humble roots, starting in 1904 as a $100,000 bank in a Lee County, Mississippi, bakery. Since then, Renasant has grown to become one of the Southeast’s strongest financial institutions with over $13 billion in assets and more than 190 banking, lending, wealth management and financial services offices in Mississippi, Alabama, Tennessee, Georgia and Florida. All of Renasant’s success stems from each of their banker’s commitment to investing in their communities as a way of better understanding the people they serve. At Renasant Bank, they understand you because they work and live alongside you every day.

Tagged With: Bill McDermott, Construction, Eric Cooley, hiring, labor shortage, One Minute Interviews, ProfitSense, ProfitSense with Bill McDermott, Retaining talen, retaining talent, skilled labor, Strack Inc.

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