As many CFOs predict the US is going into a “double dip†recession, foreclosures and bankruptcies remain high and companies are still laying off personnel. Bob Gunkel, CFO of Intercontinental Hotels Group (IHG, Americas) discusses the need for personal fiscal responsibility over financing our life as a backdrop to him running the finance function in the Americas for a large hotel chain. Listen as he uses his expertise from a career in finance with Marriott and IHG and how he suggests we can use such skills to manage the financial risks of “livingâ€.